Digital euro (COM(2023)369)
Description
The digital euro is a proposed EU central-bank digital currency for retail payments, intended to complement cash. The Commission proposal would establish it as legal tender and set rules for its distribution, use, payment acceptance and technical features. It proposes both online and offline payments from first issuance; offline payments would settle locally on users’ devices.
Key dates
- Commission proposal published
- ECON committee vote, 1st reading; report A10-0185/2026 tabled 2026-06-26
- EP plenary confirmed mandate to enter interinstitutional negotiations
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